Well, it's been a few months now since the Affordable Care Act exchanges opened, and I wrote our webpage "RVers & The Affordable Care Act".
And more and more interesting information keeps coming to the forefront. We've had several emails about situations that have come up just in the last month.
I've seen plans that were available in December that are no longer available. I've seen premiums that are much higher than they were before 2014. I've seen more confusion on insurance company websites where it's hard to tell whether the plans they are quoting are on the exchanges (eligible for subsidies) or not.
We've gotten emails from RVers that are struggling with decisions, RVers finding out their plans aren't "portable" from state to state, and RVers finding out that plans with "portable" coverage aren't on the exchanges where subsidies are available.
We've gotten emails from RVers that are having to rethink their "state of domicile" choices and coverage choices in order to be able to afford plans that are no longer affordable without subsidies.
The whole landscape is confusing. I used to be very confident that I could figure all of this out on my own. We're fortunate that we have a "grandfathered" plan that we love, but it could go away any time. And I'm not afraid to admit that we're going to need help navigating through all the options if and when we need to get a new plan.
Well, the good news is that RV-Dreams family member and full-time RVer, Kyle Henson, has just launched his new website dedicated to helping us RVers find the best health insurance plans for our individual situations. Check out RVerHealthInsurance.com.
Kyle has been helping people with Medicare plans for years, and now he is using his insurance knowledge and licensing to assist RVers with both Medicare and pre-Medicare Health Insurance.
You pay no more for his assistance as an agent, and he can help get you enrolled in plans on the exchanges .... or in off-exchange plans if they turn out to be better for you.
So, whether you need assistance navigating the new rules of health insurance and the Affordable Care Act, need help with Medicare Supplements (Medigap) or Medicare Advantage, or just have general questions about health insurance and Medicare, Kyle's ready to help.
The Hensons - Kyle, Lisa, and Kylee
Read more about the Hensons on RVerHealthInsurance.com.
Also, we are very excited that they will be joining us at our Spring Rally in Tennessee where Kyle is going to do a health insurance seminar for the group. Now we just have to talk them into coming to the Fall Rally, too. :)